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WORKERS' COMP IN CHICAGO
If you are injured on the job, you may soon realize the complexities of the Illinois Workers’ Compensation Act, which like many laws, often favors insurance companies and employers more significantly than injured workers. Employers may hedge taking responsibility, and insurance companies may be slow to pay. That’s why you need a team such as WIN Injury Network to help protect you if you are injured on the job.
While there are laws in place to protect workers’ rights, one misstep after an injury on the job can cause you to lose your case. That’s why it’s vital that you do the right thing in the aftermath of your injury. If you are injured on the job, it’s important to follow company and state guidelines – such as immediately reporting the injury so it can be recorded. Then, you’ll want to contact a Chicago workers’ comp lawyer, so you have some protection and help in recovering the money you deserve for your injuries and lost wages.
WORKERS' COMP STATISTICS
According to the Illinois Department of Public Health, the most common on-the-job injuries that result in workers’ compensation cases include:
- Spinal cord injuries
- Traumatic brain injuries and concussions
- Fractures or sprains
- Amputations
- Bruises and chemical & electrical burns
- Lacerations
The most serious injuries most often occur in warehouse or construction settings as well as the agriculture and transportation industry. Still, office settings are also risky and can lead to repetitive stress injuries such as carpal tunnel, also a risk factor for factory workers.
Employers in Illinois must carry workers’ compensation insurance for employees, which is available to cover medical expenses and rehab, temporary total or partial disability benefits, permanent total disability in case of an amputation or brain injury or other loss of the use of a part of the body, and job retraining.
Information on workers’ comp must be posted at each workplace so employees are aware of their rights.
WORKERS' COMP IN CHICAGO
For a Chicago-based worker to be eligible for workers’ compensation benefits, they must meet the following criteria:
- The injured worker must be able to prove that the injury is related to job-related tasks or was the result of a dangerous work environment.
- Injuries must be reported within 45 days of the injury to be covered under the Illinois Workers’ Compensation Act.
- Claims must be filed within three years of the date of the injury or within two years of the last compensation period.
Workers’ compensation claims are based on a variety of criteria, including the employee’s occupation, age at the time of the incident, loss of future earning power, and medical records that offer proof of disability.
In case of a dispute, an arbitrator may be assigned to resolve the issue based on evidence and arguments presented by both sides. Arbitrators may also intervene if benefits are terminated.
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FREE CONSULTATIONS CALL: 1-312-262-2493
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Chicago, IL 60654
Phone: 312-262-2493
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